:: American Lending Corp.

FREQUENTLY ASKED QUESTIONS

1.	What are the most commonly made mistakes in buying or refinancing a house?
2.	Should I refinance?
3.	Should I pay points? Does a 0 point/0 fee loan really exist?
4.	What is a FICO score?
5.	Why do interest rates change?
6.	What is the difference between pre-qualifying and pre-approval?
7.	What is a rate lock?
8.	Can my loan be sold? What happens if my lender goes out of business?
9.	What is PMI? Can I get rid of the PMI on my loan?
10.	What is an APR?


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